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Spatial Statistical Modeling of Insurance Risk An epidemiologist approach to car insurance

Spatial models, such as the Besag, York and Mollie (BYM)model, have long been used in epidemiology and disease mapping. A commonproblem in these subjects is the modelling of number of disease eventsper region; here the BYM models provides a holistic framework for bothcovariates and dependencies between regions.We use these tools to assess the relative insurance risk associated withthe policyholderSpatial models, such as the Besag, York and Mollie (BYM)model, have long been used in epidemiology and disease mapping. A commonproblem in these subjects is the modelling of number of disease eventsper region; here the BYM models provides a holistic framework for bothcovariates and dependencies between regions.We use these tools to assess the relative insurance risk associated withthe policyholder

Multi-Period Portfolio Selection with Drawdown Control

In this talk, model predictive control (MPC) is used to dynamically optimize an investment portfolio. Thepredictive control is based on multi-period forecasts of the mean and covariance of financial returns from amultivariate hidden Markov model with time-varying parameters. Estimation and forecasting are done using anonline expectation--maximization algorithm. There are computational advantages t

Multilevel Monte Carlo Methods for Simulated Maximum Likelihood Inference in Multivariate Diffusions

Multilevel Monte Carlo is a novel method for reducing the computational costwhen computing conditional expectations of stochastic processes. This paper considersthe transition density for diffusion processes. It is known that the transitiondensity can be written as an expectation by utilizing the law of total probabilitycombined with the Markov property. This idea is combined with the multilevelMoMultilevel Monte Carlo is a novel method for reducing the computational cost when computing conditional expectations of stochastic processes. This paper considers the transition density for diffusion processes. It is known that the transition density can be written as an expectation by utilizing the law of total probability combined with the Markov property. This idea is combined with the multilev

Exploring perception of vibrations from rail: : An interview study

Rail transport is an environmentally responsible approach and traffic is expected to increase in the coming decades. Little is known about the implications for quality of life of populations living close to railways. This study explores the way in which vibrations from rail are perceived and described by these populations. The study took place in the Västra Götaland and Värmland regions of Sweden.

A Sustainable Century?: Genuine Savings in Developing and Developed Countries, 1900-2000

This chapter traces the long-run development of Genuine Savings (GS) using a panel of eleven countries during the twentieth century. This panel covers a number of developed countries (Great Britain, Germany,Switzerland, France, the US, and Australia) as well as a set of resource-abundant countries in Latin America(Argentina, Brazil, Chile, Colombia, and Mexico). These countries represent approxima

A low latency and area efficient FFT processor for massive MIMO systems

A low-latency and area-efficient FFT/IFFT scheme is presented. The main idea is to utilize OFDM guard bands to reduce the operation counts and processing time, which results in 42% latency reduction compared to the reported pipelined schemes. To realize this idea, a modified pipelined architecture and an efficient data scheduling scheme are proposed. Furthermore, the proposed architecture is scala

Communication : Demonstration of a 20 ps X-ray switch based on a photoacoustic transducer

We have studied an X-ray switch based on a gold coated indium antimonide crystal using time-resolved X-ray diffraction and demonstrated that the switch could reduce the pulse duration of a 100 ps X-ray pulse down to 20 ps with a peak reflectivity of 8%. We have used a dynamical diffraction code to predict the performance of the switch, which was then confirmed experimentally. The experiment was ca

The power-speed relationship is U-shaped in two free-flying hawkmoths (Manduca sexta)

A flying animal can minimize its energy consumption by choosing an optimal flight speed depending on the task at hand. Choice of flight speed can be predicted by modelling the aerodynamic power required for flight, and this tool has previously been used extensively in bird migration research. For insects, however, it is uncertain whether any of the commonly used power models are useful, as insects

Determinants of Contests in Ugandan Female Ground-Nesting Bees (Tetralonia sp. n.)

Many animals engage in contests with conspecifics for access to resources. Understanding which resources individuals are contesting for, and what influences the outcome is central to our understanding of contest behaviour. We initially observed female bees of the genus Tetralonia (sp. n.) aggressively competing for access to burrows in the ground, without any clear indication of exactly which reso

Application of iterative robust model-based optimal experimental design for the calibration of biocatalytic models

The aim of model calibration is to estimate unique parameter values from available experimental data, here applied to a biocatalytic process. The traditional approach of first gathering data followed by performing a model calibration is inefficient, since the information gathered during experimentation is not actively used to optimize the experimental design. By applying an iterative robust model-

Konsumentreturer i digital handel : Balansakt i tre dimensioner

Att en stor mängd köpta produkter returneras är ett problem som mångai handeln finner ekonomiskt ohållbart i längden. Dessvärre är kunskapsutvecklingenkring konsumentreturer och dess hanteringsprocess mycketbegränsad. Med detta som utgångspunkt är syftet med forskningsprojektetatt utveckla ny kunskap om hur konsumentreturer och desshanteringsprocess kan bidra till värdeskapande för e-handelsföreta

Chronic active arthritis driven by macrophages without involvement of T cells : A Novel Experimental Model of Rheumatoid Arthritis

OBJECTIVE: To develop a new chronic RA model which is driven by the innate immune system.METHOD: The injection of a cocktail of four monoclonal antibodies against collagen type II followed by intra-peritoneal injections of mannan (from Saccharomyces cerevisiae) on days 5 and 60 led to the development of chronic arthritis in B10.Q mice. The role of the innate versus the adaptive immune system in th

When lock-ins impede value co-creation in service

Purpose: This paper aims to demonstrate the relevance of identifying lock-ins that characterise a service, showing how lock-ins or impediments reinforce the status quo and prevent change. It provides an understanding of the factors hindering the development of value co-creation in this service. Design/methodology/approach: The study is based on 19 semi-structured interviews with representatives of

Immunocompromised Patients. Infections, Diagnostics and Nosocomial Transmission

The aim of the work presented in this thesis was to improve the management ofinfections in immunocompromised patients by studying aspects of diagnostics,epidemiology and nosocomial transmission. Infection and rejection are commoncomplications in lung-transplant patients, and early diagnosis and treatment areimportant for a positive outcome. In a study of lung-transplant patients it wasfound that hThe aim of the work presented in this thesis was to improve the management of infections in immunocompromised patients by studying aspects of diagnostics, epidemiology and nosocomial transmission. Infection and rejection are common complications in lung-transplant patients, and early diagnosis and treatment are important for a positive outcome. In a study of lung-transplant patients it was found t

The potential of service-dominant logic as a tool for developing public sector services: A study of a Swedish case

Purpose: The purpose of this paper is to analyse and discuss the potential of the service-dominant logic (SDL) as a tool for developing more effective public sector services in practice. Design/methodology/approach: One case concerning a public sector service organization has been studied – a contact centre in a Swedish municipality. The material consists of descriptions of managers’ and co-worker