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Enterprise Risk Management and Default Risk : Evidence from the Banking Industry

Enterprise risk management (ERM) has emerged as a framework for more holistic and integrated risk management with an emphasis on enhanced governance of the risk management system. ERM should theoretically reduce the volatility of cash flows, agency risk, and information risk—ultimately reducing a firm's default risk. We empirically investigate the relationship between the degree of ERM implementat

The law and practice of solidarity in the Common European Asylum System: Article 80 TFEU and its added value

Given the current scale of global displacement, in particular from Syria, and the rising death toll of individuals crossing the Mediterranean, the European Union has emphatically stressed the need to work on an effective asylum and immigration policy, through more robust forms of cooperation between Member States. Following the Agenda on Migration in May 2015, a set of new measures and proposals t

The services boards system for the LHCb muon detector (equalization, timing and monitoring of the 120k front end channels in the LHCb muon detector)

The LHCb experiment, presently under construction at CERN (European Center for Nuclear Research) Large Hadron Collider (LHC), aims at the study of CP violation in the B meson sector. Its key elements will be a Muon detector which allows triggering and muon identification from inclusive b decays. The electronic system of the whole detector is very complex and its Muon detector Experiment Control Sy

Transitivity Alternations in North Sámi

In North Sámi, verbs that form transitivity alternation pairs are always distinguished morphologically. However, even if morphology is seen as a reflex of the syntax, the syntactic structure underlying transitive and intransitive verbs in North Sámi cannot be directly read off from the morphology. Since the verbalisers have vocalic phonological realisations with some roots but consonantal realisat

The Cult of Roman Shukhevych in Ukraine : Myth Making with Complications

Ukrainian president Viktor Iushchenko's posthumous designation of Roman Shukhevych (1907-1950), the supreme commander of the Ukrainian Insurgent Army (upa) as a Hero of Ukraine in 2007 triggered intense, and polarized debates in Ukraine and abroad, about Second World War-era Ukrainian nationalism and its place in history. Particularly sensitive are Roman Shukhevych's whereabouts in 1940-1943, when

MyD88 deficiency results in both cognitive and motor impairments in mice

The myeloid differentiation primary response gene 88 (MyD88) product is the most common adaptor protein implicated in Toll-like and interleukin receptor (TIR) domain signaling and thus plays an important role in the innate immune system. Despite the fact that the MyD88-dependent pathway has emerged as an important player in cell death processes described in several animal models of neurodegenerati

Can Women Have Children and a Career: IV Evidence from IVF Treatments

This paper introduces a new IV strategy based on IVF (in vitro fertilization) induced fertility variation among childless women to estimate the causal effect of having children on their career. For this purpose, we use administrative data on IVF treated women in Denmark. Because observed chances of IVF success do not depend on labor market histories, IVF treatment success provides a plausible inst

Cross-continental migratory connectivity and spatiotemporal migratory patterns in the great reed warbler

Migratory connectivity describes to which degree different breeding populations have distinct (non-overlapping) non-breeding sites. Uncovering the level of migratory connectivity is crucial for effective conservation actions and for understanding of the evolution of local adaptations and migratory routes. Here we investigate migration patterns in a passerine bird, the great reed warbler Acrocephal

European CO2 fluxes from atmospheric inversions using regional and global transport models

Approximately half of human-induced carbon dioxide (CO2) emissions are taken up by the land and ocean, and the rest stays in the atmosphere, increasing the global concentration and acting as a major greenhouse-gas (GHG) climate-forcing element. Although GHG mitigation is now in the political arena, the exact spatial distribution of the land sink is not well known. In this paper, an estimation of m

Adult rabbit retinal transplants

PURPOSE: To study the survival of adult retinal grafts prepared in a physiologically optimized way.METHODS: Twenty-three rabbits received an adult full-thickness rabbit retinal transplant positioned under the host retina, using a vitrectomy technique. The transplants were prepared using a procedure based on a previously described in vitro model used for physiological experiments on the adult retin

Dry sampling of gas-phase isocyanates and isocyanate aerosols from thermal degradation of polyurethane

The performance of a dry sampler, with an impregnated denuder in series with a glass fibre filter, using di-n-butylamine (DBA) for airborne isocyanates (200ml min-1) is investigated and compared with an impinger flask with a glass fibre filter in series (1 l min-1). An exposure chamber containing 1,6-hexamethylene diisocyanate (HDI), isophorone diisocyanate (IPDI), and 2,4- and 2,6-toluene diisocy

Elucidating the Molecular Composition of Cartilage by Proteomics

Articular cartilage consists of chondrocytes and two major components, a collagen-rich framework and highly abundant proteoglycans. Most prior studies defining the zonal distribution of cartilage have extracted proteins with guanidine-HCl. However, an unextracted collagen-rich residual is left after extraction. In addition, the high abundance of anionic polysaccharide molecules extracted from cart

Dissolution state of cellulose in aqueous systems. 2. Acidic solvents

Cellulose is insoluble in water but can be dissolved in strong acidic or alkaline conditions. How well dissolved cellulose is in solution and how it organizes are key questions often neglected in literature. The typical low pH required for dissolving cellulose in acidic solvents limits the use of typical characterization techniques. In this respect, Polarization Transfer Solid State NMR (PT ssNMR)

Chondrocytes derived from mesenchymal stromal cells and induced pluripotent cells of patients with familial osteochondritis dissecans exhibit an endoplasmic reticulum stress response and defective matrix assembly

Familial osteochondritis dissecans (FOCD) is an inherited skeletal defect characterized by the development of large cartilage lesions in multiple joints, short stature, and early onset of severe osteoarthritis. It is associated with a heterozygous mutation in the ACAN gene, resulting in a Val-Met replacement in the C-type lectin domain of aggrecan. To understand the cellular pathogenesis of this c