Essays on Household Finance
This doctoral dissertation consists of three self-contained essays covering different aspects of household finance. The first paper, Bank Competition and Household Non-Housing Debt: Evidence from U.S. Bank Deregulation, examines the effect of bank deregulation in the U.S. on household non-housing debt. Using household level data from 1984 to 2000, I find that deregulation increases non-housing deb
