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Title: Do banks affect real estate prices when they change their terms and conditions? Seminar date: 08/26/2010 Course: Master thesis in business administration, major in finance, 15 University Credit Points (15 ECTS) Authors: Jakob Paulsson and Rickard Claeson Advisors: Jens Forssbaeck and Måns Kjellsson Five key words: Real estate prices, Credit standards, Commercial real estate, Real estate val
In the last couple of years there have been a lot of debate and discussion in the media and academia concerning Iran ́s nuclear program and the possibility that they want to develop nuclear weapons. This paper will seek to explain why a state may take the important decision to develop nuclear weapons and why some states never make that choice. By using Iran as an example the paper seeks to present
A receptor upregulated on regulatory T cells, in this work referred to as receptor X, is a candidate target for cancer treatment. An antibody targeting this receptor could potentially suppress and/or deplete regulatory T cells and hereby lead to activation of effector T cells and tumor regression. In this work fully human scFv fragments targeting receptor X were isolated from a phage display libra
The purpose of this thesis is to understand the importance of crisis preparation for disaster management in New Orleans before hurricane Katrina, and why New Orleans was so badly prepared despite knowing for several years that a disaster of Katrina’s magnitude was much likely to struck at this time. The study is based on secondary literature in the form of articles, web documentaries and investiga
This thesis is an attempt to identify possible changes in the operational code of the former Swedish minister for foreign affairs Carl Bildt following the Georgian war of August 2008. The analysis uses the VICS (Verbs In Context System) coding scheme developed by Stephen G. Walker, Mark Schafer and Michael D. Young to quantitively analyze public speeches made by Bildt from before and after the war
In Rio de Janeiro 1992 the first UN Conference on Environment and Development was held. Where governments and leaders from the private sector addressed guidelines for the environment and sustainable development. Since the media has a great power over how information is portrayed, the aim of this thesis is to examine how Swedish media portrayed the concept of sustainable development during the UN C
Democratic theory and research have lately been criticized in several fields. A classic and contested question is the role of the working class in democracy and democratization. Yet, it has been overshadowed by elite strategies that have been at the core of the most influential analytical framework in regard to late twentieth-century transitions. This is where some of the criticism has been laid.
This paper focuses on labor market policies across countries belonging to the social-democratic welfare state regime. Since 1980 Denmark, Finland, Norway and Sweden have undergone a number of reforms and modifications within labor market, which identify the shift from traditional politics of expansion towards what many refer to as welfare retrenchment or restructuring. This paper attempts to obser
The debate regarding grades and in what year they are given to children, is a hot topic in Sweden and has been especially for the last couple of years. Mass media and the opposition have steered the debate into mainly being about the need for politicians to show that their position is supported by experts. The main purpose of the paper is to understand the symbolic use of expert knowledge in this
The goal of this master thesis is to set up a low cost automated robotic test system which can later be reproduced to greatly increase test coverage. Mostly through experimental research this thesis will find good components to use and evaluate these from a performance and cost perspective. It will also develop computer vision algorithms needed and automation software for the final set up. The per
Otto Kirchheimer coined the theory about the catch-all party 1966 as he observed a transformation of the West European party system. The transformation initiated with declining economic class and religious gaps in the societies of advanced democracies. This resulted in the electorate becoming more difficult to place according to specific ideological partition. Without a firm electoral base, the po
The signing of the North Atlantic Treaty on the 4th of April 1949 became a watershed for the Nordic states and divided the normally very homogenous groupinto two separate camps. By examining this phenomenon from three different methodological approaches, this thesis aims to explain why the division occurred. The methodological approaches are sectioned into macro meso and micro levels in order to d
The concept of poverty as a development and a security issue has been fairly commonplace since the end of Cold War and poverty has been gaining importance in the security agenda of the EU throughout the years. Thus Lisbon Treaty has legally and instructionally enhanced the Union’s capacities to ensure policy coherence and has given poverty reduction utmost importance among its development cooperat
Top politicians are increasingly using social media to create perceptions of authenticity but social media challenges taken-for-granted notions of authenticity, as people cannot see who is the creator of the perceived authenticity. Applying a grounded theory approach, this study conducted in-depth interviews with communication advisors assigned to Danish top politicians and developed a theory of h
Reshoring is a novel phenomenon and not much research can be found about it. That is why any insight about this phenomenon is an asset. A gap is filled through providing a deeper understanding of the phenomenon of reshoring in European Union. It is also going to be analysed if the EC’s current policies on fulfilling the goals of reindustrialization are also effective on increasing reshoring activi
The use of detention centers for refugees in Sweden has been criticized over the last couple of years. The lack of resources and the shortage of accommodations have resulted in the use of alternative facilities such as police detentions and prisons. These alternative facilities has since 1994 been criticized by the European Committee for the Prevention of Torture. But still the alternative detenti
This thesis deals with the Swedish regionalization process by examining the latest official report on matter, Statens regionala förvaltning – en angelägen reform (SOU 2012:81). The report contains two major propositions for reform that this study aims to understand. The first concerns where the responsibility should rest for regional development, and the second addresses the county government (Län
OECD and other organizations argues in favor of the implementation of regulations on conflict of interest for higher civil servants and public officials, often including quarantine time for these employees when changing jobs. They do this with the argument that it will increase the population’s confidence in their governments, which again is claimed to be a cornerstone of the functioning of the st
This thesis concerns the impact of instrumental benefits and norms on state behaviour in international relations. This is studied on the case of the EU’s and Japan’s initiation of enforcement against North Korea in the UN Human Rights Council, which has garnered increased attention since 2013 when a commission of inquiry successfully put the issue on the international community’s agenda. I ask w
Given the increasing world population, prices and greenhouse gas emissions, there is a need to innovate agriculture in order to accelerate crop productivity sustainably. These issues are compounded in developing countries, which often face severe droughts, famine, and have limited access to drinking water. Genetically modified organisms (GMOs) are the proposed solution to these concerns, with an i
