ABSTRACT Title: Micro-Credit and Loans: Credit Riskmanagement Differences Seminar date: 2010-01-21 Course: NEKK01 - Bachelor Essay, 15 ECTS Author: Philip Thuresson Supervisor: Anders Vilhelmsson Ph.D. Keywords: Micro-credit, Risk, Yield Purpose: The purpose of this essay is to examine the differences in the risk analysis and credit process between micro-credit institutions and banks. Theoretical

En av de stora utmaningarna inom den internationella handelsrätten idag är hur man ska kunna förbättra situationen för utvecklingsländer inom den internationella handeln. Denna uppsats belyser specifika undantagsregler, inom WTO-rätten, som har till ändamål att öka utvecklingsländers möjligheter att delta i den internationella handeln. Industriländer tilldelar utvecklingsländer, i enlighet med WTOOne of the current challenges within the field of international trade law is how to meet the special needs of developing countries and how to a greater extent include these countries in the world trading system. This thesis examines a particular set of exception rules that exist on behalf of developing countries. Developing countries are, in accordance with WTO law, granted different tariff prefer

There are several thousands of old landfills in Sweden and they are often located close to cities on valuable land, three of these landfills are Lassabacka in Varberg, Härlövsängar in Kristianstad and Onsjöparken in Eslöv. On these landfill methane- emission and concentration measurements are done with an IR Chamber called ULTRAMAT 23, a probe and the gas analyser LFG 20. This was done to see if t

Title: HealthBook Sub title: Integrated End-User Device for Rural Health Workers in Low Resource Settings Author: Johan Larsson Supervisor: Goirgos Nikoleris, Machine Design Secondary supervisor: Rustam Nabiev, Karolinska University, MTA R&D Examiner: Robert Bjärnemo, Machine Design Introduction: This thesis is part of a project called ICT4MPOWER with the purpose to solve the problem with med

Föräldrabalkens 6 kap. 2 a § stadgar att barnets bästa skall vara avgörande för alla beslut i frågor om vårdnad, boende och umgänge. Barnets bästa är en princip som går att finna i såväl internationella dokument som i nationell lagstiftning. Begreppet barnets bästas innebörd är ej uttryckligen definierad i varken de internationella dokumenten, såsom barnkonventionen, eller i svensk nationell lagstAccording to the Swedish parental code 6 chapter 2 a §, the best interest of the child shall be conclusive for all decisions in matters of custody, residency and right to access. The best interest of the child is a principle which can be found in both international documents and in national legislation. The concept of the principle of the best interest of the child is not expressly defined in neit

This study treats the municipal home care and customer choice. The customer choice model means that elderly people with home help services may be granted the opportunity to choose provider and therefore can choose between private and municipal providers. The purpose of this study is to investigate managers’ perceptions of how competition has affected the municipal home care activities, staff and u

Abstrakt Title: The Swedish stockmarket relationship with the exchangerate Author: Anton Holmgren & Philip Högberg Advisor: Hossein Asgharian Seminar date: 2011-01-21 Purpose: The purpose of this thesis is to study the relationship between OMXS30 and the effective exchangerate index KIX Methodology: Throug regression analsys with included macrovariables we will study the relationship be

Syftet med denna studie är att undersöka vad det innebär att som musiker uttrycka sig inom flera musikaliska stilområden. Utifrån ett hermeneutiskt perspektiv har intervjuer gjorts med fyra musiker som studerat jazz eller västerländsk konstmusik vid någon musikhögskola. Gemensamt för informanterna är ett utvecklat intresse för någon form av populärmusik vilka de med jazzen eller den västerländska Titel: Restricting, fortifying or liberating? - An interview study about expressing yourself in several musical style areas The purpose of this study is to find out what it means to a musician to express him- or herself in several musical style areas. From a hermeneutical perspective, interviews have been made with four musicians, who have studied jazz or classical music at a academy of music. Com

No-regret options generate net social and/or economic benefits at any climate conditions, including the present time. They are often determined as the ‘key to moving forward despite uncertainty’ This study investigate the level of recognition of no-regret adaptation strategies in the climate change policy framework in Thailand as well as to examine the approaches to raise the priority of no-regret

This paper examines the trade and specialization effects of China’s regional integration with South East Asia. Production fragmentation enables a firm or country to specialize in upstream, midstream or downstream activities rather than the whole production chain. A decrease in tariffs and other service link costs justify outsourcing or re-locating production to the country with best location a

The bachelor thesis contains a presentation of three NGOs working for sustainable housing and infrastructure development for the low-income families in Costa Rica and Nicaragua and the future prospect of introducing a wider range of multi-storey buildings. A high number of the Central American population live in densely populated slums in urban areas with harsh living conditions far below the pove

Det viktigaste för att lyckas väl med lufttätheten är inte att använda de bästa lösningarna överallt utan att se till att inte misslyckas någonstans. Detta beror på att en misslyckad eller dålig lufttäthetslösning i extrema fall kan stå för 90 % av det totala läckaget i en byggnad. I denna lufttäthetsrapport listas de vanligaste lösningarna för att lufttäta ett enplanshus med lätt stomme. LeverantThe most important thing in order to succeed with the airtightness in a building is not to use the best methods everywhere but to make sure not to fail anywhere. A bad choice of method in a single place can in extreme cases contribute with 90 % of the total air leakage in a building. This airtightness report lists the most common methods for airtightening a one story timber framed house. Suppliers

Finding a meaningful life for residents with dementia - a qualitative study based on caregivers perspectives The aim of the essay was to study how the caregivers in an accommodation can give a resident with the diagnosis dementia, a meaningful and active existence. The aim was also to find out when shifting housing is timely for the resident. We have focused on two kinds of accommodations; one fo

Syfte:Genom analysen av våra fallstudier, bidra till en ökad förståelse av fenomenet Social Entreprenörskap. Metod: Studien omfattar en kvalitativ forskningsmetod med en abduktivt ansats och är en multiple fallstudie på två multinationella företag; Tetra Pak och Danone Group. Teoretiska perspektiv: Under studien har vi använt oss av teorier om Socialt entreprenörskap, andra begrepp och teorier som